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Supplemental (Medigap) policies help pay Medicare out-of-pocket copayments, coinsurance, and deductible costs. Medicare Advantage Strategy (formerly known as Part C) consists of all advantages and services covered under Part A and Part B prescription drugs and fringe benefits such as vision, hearing, and dental bundled together in one plan. Medicare Part D (Medicare prescription drug coverage) helps cover the cost of prescription drugs.

You can enlist in Medicare medical insurance coverage (Part B) by paying a regular monthly premium. Some recipients with greater incomes will pay a greater regular monthly Part B premium. To get more information, check out Medicare Premiums: Rules For Higher-Income Recipients. Should I Register for Medical Insurance (Part B)? With our online application, you can register for Medicare Part A (medical facility insurance) and Part B (medical insurance).

If you're eligible at age 65, your preliminary enrollment period starts 3 months prior to your 65th birthday, consists of the month you turn age 65, and ends 3 months after that birthday. If you pick not to enroll in Medicare Part B and after that decide to do so later on, your coverage could be postponed and you might need to pay a greater monthly premium for as long as you have Part B.

If you do not enlist in Medicare Part B throughout your initial registration duration, you have another opportunity each year to register throughout a "general enrollment period" from January 1 through March 31. Your protection begins on July 1 of the year you enlist. Read our Medicare publication for additional information.

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Unique Enrollment Period (SEP) If you have medical insurance coverage under a group health insurance based on your or your spouse's, you might not require to request Medicare Part B at age 65.  Click Here For Additional Info  may qualify for a "Unique Registration Period" (SEP) that will let you register for Part B during: Any month you stay covered under the group health strategy you or your partner's work continues.

How To Apply Online For Simply Medicare If you are within 3 months of turning age 65 or older and not all set to start your monthly Social Security benefits yet, you can utilize our online retirement application to sign up simply for Medicare and wait to make an application for your retirement or spouses benefits later on.